Small Animal Veterinary Emergency and Specialty (SAVES)
Funding your pet’s treatment is a concern for many pet owners. Financial constraints may impact the decision you take on how to treat your pet’s condition.
We understand that these are difficult, personal decisions that are unique to each family; and we respect that in the midst of grappling with a diagnosis and a treatment plan, you are now also grappling with this unexpected new expense.
On the day that services are rendered, we will ask you to pay the estimate in full prior to services being rendered.
Your options for payment methods include:
Cash
Personal Checks: (accepted via Telecheck, ID required)
Credit Card: Master Card, Visa, Discover, American Express
Lines of Credit: Care Credit, Scratchpay
Apple/Samsung Pay: (tap to pay)
Lines of Credit
If personal credit, cash, and personal loans from family and friends are not available or do not cover the balance, a line of credit can be an alternative. Care Credit provides lines of credit specifically for health-related expenses.
The process is much like a credit card application, the financial institution will evaluate your application and approve you for an amount with a predetermined interest rate and payment terms.
Hospitals in the Ethos network are not affiliated with either of these financial institutions. Our team is happy to help you apply for a line of credit with these institutions. We will help you fill out the form if necessary, provide you with copies of receipts, estimates, and anything else you need in order to expedite the process for you, but we are not involved in their decisions around credit terms and amounts.
If you decide that a line of credit is for you, applying for credit in advance of your pet’s scheduled treatment will ease the process on the day you drop him or her off. If you have arrived at one of our hospitals in an emergency situation, we will be happy to assist you in filling out the form and submitting the application if you so desire. Please speak to a member of our client care team.
Care Credit:
We accept the CareCredit pet, health and wellness credit card. With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments with no interest if paid in full within 6 and 12 months financing options on qualifying purchases.* Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
Click here to see if you prequalify with no impact to your credit score.
*No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts as of 5/30/24: Purchase APR 32.99%. Penalty APR 39.99%; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Scratchpay:
Scratchpay provides simple, transparent payment plans for medical financing. Scratchpay isn’t a credit card. Checking your plan option will not affect your credit score. Scratchpay says there are no hidden fees, no prepayment penalty, and no deferred interest.
How it works:
Apply for a payment plan from your phone or desktop
Check your rate and pick your payment plan
Get the care you need
